Good News on Trip Insurance!

My clients know that I've long recommended independent insurance rather than purchasing through the travel supplier - better coverage, lower cost, additional protection. However, the standard policy my company offered, a specifically-negotiated policy with TravelGuard, still had some purchase restrictions if you needed pre-existing coverage. I'm happy to announce that's no longer the case!

TravelGuard has long been my preferred supplier, even though I do represent other companies as well. I personally think that their top-rated traveler's assistance is the best in the business. I've liked the policy we had negotiated, but now I love it. As of this past Monday, you no longer need to purchase the insurance at time of booking (or shortly thereafter) in order to cover pre-existing conditions. You can now have pre-existing conditions waived as long as you purchase the insurance by the time of final payment!

While I still recommend purchasing the insurance when you incur your first non-refundable charge (such as purchasing your flight reservations), this gives passengers more flexibility in budgeting and paying for your cruise. You've always been able to schedule when you make payments for your cruise prior to final payment, now you can budget in and schedule your trip insurance purchase as well.

Remember, this provision is not offered in TravelGuard's other policies. It is specific to the policy my company has negotiated. It's one more way that we work to provide more benefit to you, a higher level of service, and the reason I'm affiliated with this particular company.

As always, we will discuss your specific needs, as sometimes a different policy may be better for your individual situation. But I have to say, this standard policy is going to cover most cruisers' needs quite well. I'm thrilled!